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  • Küçük Resim
    Yayın
    Unemployment and homeownership in Turkey: a preliminary analysis
    (Işık Üniversitesi Yayınları, 2023-04-10) Susanlı, Zehra Bilgen
    Using individual-level data, this paper aims to explore the link between homeownership and unemployment in Turkey. The Oswald hypothesis states that high homeownership is detrimental to labor market outcomes by restricting the geographical mobility of job searchers. Micro-evidence, however, indicates that homeowners have relatively favorable labor market outcomes. In contrast with the existing micro literature, the findings of this study are in favor of the Oswald hypothesis for the positive link between homeownership and unemployment probability.
  • Küçük Resim Yok
    Yayın
    The impact of financial development on homeownership and housing in emerging economies evidence from Turkey
    (Walter de Gruyter GmbH, 2012-10-31) Yılmazer, Tansel; Adaman, Fikret; Kaytaz, Mehmet
    This paper aims to investigate the role of financial development on homeownership and housing in emerging economies. We construct a measure of regional financial development using data from the Survey of Consumer Finances in Turkey. Specifically, we estimate regional effects on the probability that a household does not have access to credit (i.e., are discouraged from applying for credit or their application was denied), and use these estimates to create an indicator of financial development. We find that homeownership increases with financial development in metropolitan areas. Home values, however, increase with financial development in both metropolitan and non-metropolitan areas. Our findings are robust to correction of potential endogeneity of our financial development measure. Our results are also robust to using the variation in the supply of credit across provinces as another measure of financial development.